INSURANCE PACKAGES
Find the best suited Insurance Package & secure your family’s future
Choose your Policy
All
Business Insurance
Personal Insurance
General Takaful
Retirement Planning
Loan and Financing
Car & Motor
Protect yourself and your vehicle with coverage for:
- Third-party liabilities – injury, death, or property damage (up to RM3 million)
- Own vehicle protection – against accidents, fire, or theft
Home and Property
This policy protects your home and belongings against loss or damage caused by fire, lightning, explosion, flood, burst pipes, theft, and other insured perils.
Covers include:
Covers include:
- Damage to building and household contents
- Loss of rent (up to 10% of sum insured)
- Liability to third parties (up to RM100,000)
- Robbery, burglary, and accidental damage
- Dengue cover
Health and Medical
Comprehensive medical insurance plan that covers your hospital and medical expenses due to accident or illness.
Key benefits include:
Key benefits include:
- Full coverage for hospitalisation, surgery, and specialist fees
- Outpatient treatment for accidents (within 60 days)
- Cashless admission at panel hospitals (with e-medical card option)
- High annual limits up to RM2.1 million
- Coverage for cancer and kidney dialysis treatments
- Psychiatric treatment and home nursing care benefits
- No lifetime limit for inpatient treatment (limit resets yearly)
- Guarantee renewal
Personal Accident
A 24-hour worldwide personal accident insurance that protects you against accidental death, disability, and medical expenses.
Key benefits include:
Key benefits include:
- Accidental death and permanent disablement coverage
- Double payout for accidents on public transport, overseas, or during festive seasons
- Medical and alternative treatment expenses
- Daily hospital allowance and nursing care
- Snatch theft, robbery, and kidnap benefits
- Loan protector and personal liability coverage
Travel Insurance
This plan protects you during your trip with comprehensive worldwide coverage for accidents, medical emergencies, travel disruptions, and more.
Key benefits include:
Key benefits include:
- Accidental death or disability
- Overseas medical and hospital expenses
- Emergency medical evacuation
- Loss or delay of baggage and travel documents
- Trip cancellation or curtailment
- Travel delay, missed departure, or overbooked flight
- Compassionate care, child care, and pet care
- Personal liability and fraudulent card use protection
Life Insurance
Life Insurance provides financial protection for your loved ones in the event of your death or total permanent disability. It ensures that your family’s financial needs are taken care of even when you’re no longer around.
Key benefits include:
Key benefits include:
- Lump sum payment to beneficiaries in case of death or total permanent disability
- Helps cover daily living expenses, debts, and future needs like education
- Flexible coverage options to match your goals and budget
- Option to include savings or investment elements for long-term financial growth
- Peace of mind knowing your family’s future is protected
Medical Malpractice Insurance
Provides medical professionals with financial protection against claims of negligence, error, or omission arising from their medical practice.
Key benefits include:
Key benefits include:
- Covers legal liability for medical errors or negligence causing injury or death
- Protection against malpractice claims from patients
- Covers legal defence costs, compensation, and settlements
- Helps protect your medical career and professional reputation
- Suitable for doctors, dentists, surgeons, and healthcare practitioners
Business Package
Running a business comes with many challenges — from property damage to employee accidents or business interruptions. A Business Protection Package gives you peace of mind with comprehensive protection tailored to your business needs.
Business package insurance provides comprehensive protection for small and medium enterprises (SMEs) against loss or damage to property, money, and equipment, as well as liabilities arising from business operations. It offers a convenient all-in-one package to safeguard your business assets and ensure continuity when unexpected events occur.
Key Benefits Include:
Running a business comes with risks—from fire or theft to accidents involving customers or staff. SME Business Package Insurance provides comprehensive and affordable protection, allowing you to focus on growing your business with peace of mind.
Business package insurance provides comprehensive protection for small and medium enterprises (SMEs) against loss or damage to property, money, and equipment, as well as liabilities arising from business operations. It offers a convenient all-in-one package to safeguard your business assets and ensure continuity when unexpected events occur.
Key Benefits Include:
- Fire and perils protection
- Theft and burglary coverage
- Money insurance
- Glass breakage protection
- Fidelity guarantee
- Machinery breakdown
- All risks coverage
- Public liability
- Group personal accident
- Optional add-ons to tailor your coverage to your business needs
Running a business comes with risks—from fire or theft to accidents involving customers or staff. SME Business Package Insurance provides comprehensive and affordable protection, allowing you to focus on growing your business with peace of mind.
Condo & JMB
Managing a property comes with responsibilities and unexpected risks — from fire and theft to accidents or employee dishonesty. Our Comprehensive Property Protection Plan provides you with wide-ranging coverage to protect your property, finances, and liability under one convenient policy.
This insurance offers 10 sections of protection, giving you peace of mind knowing that your building, equipment, and people are well covered.
Key benefits include:
This insurance offers 10 sections of protection, giving you peace of mind knowing that your building, equipment, and people are well covered.
Key benefits include:
- Fire
- Theft
- Glass
- Money
- Fidelity Guarantee
- Machinery Breakdown
- All Risks
- Public Liability
- Group Personal Accident
- Error and Omission
Engineering and Contract Work
- Contractors’ All Risks Contractors’ All Risks Insurance protects construction projects against loss or damage during the building phase. It covers both the works in progress and third-party liabilities, ensuring financial security and project continuity when unexpected incidents occur.
- Erection All Risks Erection All Risks Insurance provides coverage for installation and erection projects such as machinery, steel structures, and industrial plants.
- Covers accidental loss or damage to the contract works
- Protection against fire, theft, flood, storm, and other unforeseen events
- Covers damage to construction materials and on-site equipment
- Includes third-party liability for injury or property damage
- Suitable for contractors, developers, project owners and any engineering projects
Marine & Logistic
Marine Insurance protects your cargo, vessel, and goods in transit against loss or damage during transportation by sea, air, or land. It helps ensure your business stays protected from unexpected shipping risks.
Key benefits include:
Key benefits include:
- Covers loss or damage to cargo during import, export, or local transit
- Protection against risks such as collision, sinking, fire, theft, and natural disasters
- Available for one-time shipment or annual coverage
- Covers freight, vessel, and third-party liabilities (depending on plan type)
- Suitable for traders, manufacturers, logistics providers, and ship owners
Group Employee Benefit Insurance
Your employees are your greatest asset — and taking care of them means taking care of your business. Our Group Employee Benefit Insurance provides comprehensive protection for your team’s health, wellbeing, and financial security.
Designed for businesses of all sizes, this plan helps you attract and retain top talent while showing genuine care for your people. It’s a simple, affordable way to build loyalty and peace of mind in your workplace.
Key Benefits
Designed for businesses of all sizes, this plan helps you attract and retain top talent while showing genuine care for your people. It’s a simple, affordable way to build loyalty and peace of mind in your workplace.
Key Benefits
- Comprehensive protection for your employees and their families
- Flexible plans to suit your business size and needs
- Enhances employee satisfaction, loyalty, and productivity
- Affordable group premium rates
- Easy administration and renewal process
General Liability
Liability insurance protects your business and management from financial losses if you are held legally responsible for injury, property damage, or professional errors. It ensures peace of mind when unexpected claims arise.
Key benefits include:
Key benefits include:
- Public Liability – covers injury or property damage to third parties caused by your business operations
- Product Liability – protects against claims from defective products that cause harm or loss
- Directors & Officers Liability – protects company directors and officers against wrongful acts or decisions made in managing the company
- Employer’s Liability – covers employees’ injury or illness arising from workplace accidents or conditions
Cyber Risk Insurance
Protect your business against cyber threats, data breaches, and digital losses with comprehensive coverage designed for today’s connected world.
Key benefits include:
Key benefits include:
- Security & Privacy Liability – covers legal liability from data or security breaches caused by your company, contractors, or service providers
- Privacy Regulatory Defense & Penalties – covers costs from investigations or penalties due to privacy violations
- Crisis Management Costs – includes legal, PR, and notification expenses after a cyber incident
- Cyber Extortion Protection – covers ransom demands and related expenses from cyber threats
- Loss of Digital Assets – covers restoration or replacement costs for damaged or stolen data
- Business Interruption – compensates for income loss due to system failure or cyberattack
Professional Indemnity Insurance
Protects professionals and businesses against claims from clients for losses caused by errors, omissions, or negligence in providing professional services.
Key benefits include:
Key benefits include:
- Covers legal liability for professional mistakes or wrongful advice
- Protection for breach of duty, confidentiality, or professional misconduct
- Covers defence costs, settlements, and compensation
- Helps safeguard your reputation and finances
- Ideal for consultants, engineers, architects, accountants, and lawyers
Unit Trust Investment
Grow your wealth and by investing in a diversified portfolio managed by professional fund managers. Mutual funds allow you to invest in a mix of stocks, bonds, and other assets according to your financial goals and risk appetite.
Key benefits include:
Key benefits include:
- Professionally managed investment portfolio
- Diversified exposure to reduce risk
- Flexible investment options – start small and grow over time, with cash or EPF fund
- Potential for capital growth and income distribution
- Easy to buy, sell, and track your investment
- Suitable for short, medium, or long-term goals
Private Retirement Scheme
Plan ahead for a comfortable retirement with a long-term savings and investment scheme designed to help you build your retirement fund. PRS complements your EPF savings and gives you more control over your future.
Key benefits include:
Key benefits include:
- Tax relief of up to RM3,000 per year
- Long-term investment for retirement savings
- Professionally managed funds by licensed providers
- Withdraw your savings partially or fully upon retirement
General Takaful
Looking for protection that’s Shariah-compliant and built on the values of mutual care and cooperation? Our General Takaful plans have you covered.
We offer a range of Takaful products — from motor and fire to personal accident protection — designed to safeguard your assets against life’s unexpected events like accidents, fire, theft, or natural disasters.
When you participate in Takaful, you’re not just protecting yourself — you’re also helping others. Every contribution goes into a common fund that supports participants in times of loss.
Why choose General Takaful?
Why choose General Takaful?
- Coverage for your vehicle, home, and business
- Protection against fire, theft, flood, and other perils
- Based on cooperation and mutual assistance
- Potential surplus sharing from the Takaful fund (if applicable)
- Managed according to Islamic finance principles
SME Loan
Need funding to grow your business? We also provide SME loan solutions to help small and medium-sized businesses move forward with confidence.
Whether you’re expanding, upgrading equipment, or managing daily cash flow, our team is here to guide you through the process and match you with the most suitable financing options for your business goals.
Whether you’re expanding, upgrading equipment, or managing daily cash flow, our team is here to guide you through the process and match you with the most suitable financing options for your business goals.
Mortgage Refinancing
Looking to reduce your monthly instalments or free up extra cash? Our Mortgage Refinancing helps you replace your existing home loan with a better, more affordable financing option.
Whether you want a lower interest rate, shorter loan tenure, or extra funds for renovation or personal needs, we’ll guide you to the solution that fits your goals.
Whether you want a lower interest rate, shorter loan tenure, or extra funds for renovation or personal needs, we’ll guide you to the solution that fits your goals.